In-House Dental Plan Example options are worth exploring when insurance isn't available, especially for kids who need checkups twice a year. An in-house dental plan is a membership you pay directly to one office, either monthly or yearly, with no deductibles, waiting periods, or claim forms to deal with. A typical in-house dental plan example covers two exams and cleanings per person each year, routine X-rays, one emergency exam, and 10–20% off fillings, crowns, and other treatment. Before signing up, compare the yearly fee against what you would pay per visit, ask about family pricing and whether dependents are included, and confirm which treatments are discounted and by how much. For Family Dental Care, Smile Design 101 is worth a call, and Dr. Kosmas Kasimatis explains costs upfront.